Register my Card
Now that you have your Temporary Card, complete your registration to get all of the benefits and features of Prepaid REDcard.
Once you register your Card, you can continue to add money using Direct Deposit, linking a debit card or by adding cash for free at any U.S. Target store.7
Use it every day
Pay bills, buy groceries, and shop online. Your Card gives you 5%1 off at U.S. Target stores and Target.com. And now, your new Card has enhanced Chip-and-PIN security features that help protect against fraud. Learn More.
Wake up to a paycheck in your account on payday
You can get all or part of your paycheck or government benefits automatically added directly to your account with Direct Deposit, which is free and easy to set up and use.
Easily pay bills online for FREE
Avoid more stamps, envelopes, or trips to the post office. Pay bills like your car payment or phone bill online (electronic transfers take as little as two days) and store payee information for easy payments next time.
Use these tools to easily manage your money
Subaccounts allow you to give family members their own Prepaid REDcard that you can monitor and control. Perfect for kids in college, babysitters or kids at home who need an allowance.
Need to set aside money for a large purchase or a big vacation? Keep some of your money separate from everyday spending with a little help from your Reserve feature.
Enjoy Target savings and access to benefits
Shop with added confidence and Purchase Protection♦, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.
Free Shipping and 30 Day Returns
Receive free standard shipping to your door on most items purchased on Target.com when you use the Target Prepaid REDcard3. Additionally, pay with the Target Prepaid REDcard at Target and Target.com and you have 30 extra days for returns on the standard return policy4.
24/7 Customer Service
The American Express Standard of Service is included with your Prepaid REDcard.
Enjoy Global Assist® Hotline5 and Roadside Assistance Hotline6 when you travel with your Prepaid REDcard.
Chip-and-PIN peace of mind.
The chip in your REDcard validates your Card is authentic and the PIN helps validate that you are the person using the Card. Together, Chip-and-PIN technology provides world-class payment Card protection to reduce fraud in the payment industry.
Watch the Video
1 You will receive 5% off purchases paid for with your REDcard at Target stores and Target.com, except on prescriptions, Target gift cards and prepaid cards, clinic services at Target, Target Optical™ eye exams, wireless protection programs and mobile carrier deposits. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction. New cards subject to application approval. See program rules in store or Target.com/prepaidredcard for details.
2 Prepaid REDcard not usable at ATMs in Target stores located in Kansas City, MO.
3 Target will provide you with free shipping available on most items purchased on Target.com when you use your Prepaid REDcard. Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Handling fees may apply. Select items may have a minimum purchase threshold. Not valid on previous orders or where prohibited by law. See program rules in Target store or Target.com/prepaidredcard for details. Target reserves the right to discontinue or alter the terms of the program at any time.
4 When you make purchases with your Prepaid REDcard at Target stores in the U.S. or Target.com, Target will provide you with 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. REDcard extended returns do not apply to the following: Target Mobile purchases, purchases with a fixed return date and nonreturnable items. See program rules in Target store or Target.com/prepaidredcard for details. Target reserves the right to discontinue or alter the terms of the program at any time.
5 While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see Prepaid REDcard User Agreement.
6 Roadside Assistance Hotline is a 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. While Roadside Assistance Hotline is available at no additional charge, the Card Member will be charged for any services or goods provided. Tow operator or locksmith can provide the following services: towing, winching, jump starts, flat tire change when Card Member has a workable spare, lockout service when key is in vehicle and delivery of up to 2 gallons of fuel. Services are available when traveling within the 50 United States, the District of Columbia, Canada, Puerto Rico and the U.S. Virgin Islands and only when Card Member is present with the eligible vehicle. This product does not cover some vehicles, e.g. rental vehicles, motorcycles, taxicabs, unlicensed vehicles, tractors and trucks over 10,000 lbs gross vehicle weight. Other important exclusions apply. We may be unable to provide you with coordination and assistance services in case of inclement weather or on roadways which restrict access to certain service providers. Lockout service may be unavailable for vehicles with transponder keys. Subject to additional important terms, conditions and exclusions. For full Terms and Conditions, call 855-431-1156 or see Prepaid REDcard User Agreement.
7 Reloads are not currently available at Target stores in AR and NC. Card can only be loaded at Target Stores with Cash.
♦ Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0951-PR, Policy AX0951-VI, or Policy PP-IND. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items lost by Card Member, consumable and perishable items, motorized vehicles and their parts or accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited up to $1,000 per occurrence; not to exceed $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.
Target Prepaid REDcard by American Express Accounts available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility requirements and restrictions apply. See the Target Prepaid REDcard Consumer User Agreement for details. Target Prepaid REDcard Service and Cards provided and issued by American Express Travel Related Services Company, Inc., 200 Vesey Street, New York, NY 10285, licensed., licensed as a money transmitter by the New York Department of Financial Services and other money transmitter regulators. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses, and other disclosures. All users of our online services subject to the Privacy Statement and agree to be bound by the Terms of Service.
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